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Lifestyle Factors That Can Affect Your Health Insurance Cost
June 10, 2025
1. Smoking and Tobacco Use Smoking is one of the most significant lifestyle factors impacting insurance costs. Tobacco users are typically charged higher premiums due…
What Happens If You Outlive Your Term Life Insurance Policy?
June 7, 2025
Term life insurance provides coverage for a specific period, typically 10, 20, or 30 years, ensuring financial support for your loved ones should you suddenly…
The Ins and Outs of Contractor Insurance
June 4, 2025
Contractors work in high-risk environments where accidents, property damage, or unexpected delays can disrupt business operations at any time. Whether you’re an independent contractor, a…
Top 5 Frequently Asked Questions About Business Insurance
June 4, 2025
Understanding business insurance is crucial to protect your company from unexpected risks. As a business owner, you may have questions about how business insurance works,…
5 Most Common Insurance Claims and How to Avoid Them
June 2, 2025
June has arrived! This month is National Homeowners’ Month and National Safety Month. We celebrate both special recognitions by considering how homeowners can keep their…
When Is a High Deductible Health Plan the Right Choice?
May 25, 2025
Health insurance can seem like a labyrinth of legal and medical jargon, with endless choices. One option that often sparks confusion is the High Deductible…
Risk Factors That Impact Life Insurance Premiums
May 22, 2025
When you purchase life insurance, you agree to pay monthly premiums and hope the death benefit is enough to protect your family should something unexpected…
5 Things Business Owners Should Know About Insurance Limits and Deductibles
May 19, 2025
Building a business involves making countless vital decisions, including hiring the right team, buying the right software, and finding a suitable space. Understanding the basics…
Should I Switch to an Independent Insurance Agent?
May 16, 2025
Shopping for insurance can be a confusing, even overwhelming process, with policies loaded with obscure legal terms. Although exploring new options or switching agents may…
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